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Zoho Books pricing

Quick verdict

As of 2026-09-04, Zoho Books accounting software pricing starts at $20/mo on its Standard plan. It includes a free plan. There are 5 plans in total. That drops to $15/mo billed annually. Paid plans run up to $275/mo. All figures come from the vendor's own pricing page, kept dated and current.

Zoho Books has 5 plans. It includes a free plan. The cheapest paid plan is Standard at $20/mo on monthly billing ($15/mo billed annually). Pricing is tiered.

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Free plan: yes.

At $20/mo across 5 plans, Zoho Books's entry price is 7% below the $21.50/mo median across the 6 accounting software tools we compare.

PlanMonthlyBilled annuallyContacts / limitWhat's included
Standard$20/mo$15/mo billed annually save 25%
Professional$50/mo$40/mo billed annually save 20%
Premium$70/mo$60/mo billed annually save 14%
Elite$150/mo$120/mo billed annually save 20%
Ultimate$275/mo$240/mo billed annually save 13%

Price history

As of Sep 2026, Zoho Books's Standard plan lists at $20/mo. We track every change to it from here.

ObservedStandard plan (monthly)
$20/mo

What you'll actually pay

As of , Zoho Books accounting software pricing starts at $20/mo, but none of these buyer scenarios match a covering tier — see the plan table above for its published pricing.

ScenarioMonthly usageCheapest planBase planAdd-onsTotal / mo
Solopreneur500 contacts · 2,000 sendsCustomCustomCustom
Event coordinator500 contacts · 5,000 sends · SMSCustomCustomCustom
Small business2,500 contacts · 20,000 sendsCustomCustomCustom
Nonprofit5,000 contacts · 25,000 sendsCustomCustomCustom
Ecommerce store10,000 contacts · 80,000 sends · SMSCustomCustomCustom

Each total is the list price of the cheapest plan covering that persona's contacts plus any add-ons (e.g. SMS) it needs, read from the vendor's own pricing — the real cost, not the sticker price. Scenario set v1.0.0; usage-based tiers that don't publish a rate for a scenario show as Custom.

Source: zoho.com/us/books/pricing, verified

Data compiled and maintained by Kevin Nash · last verified see our methodology.

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Frequently asked questions

Does Zoho Books have a free plan?

Yes. Zoho Books offers a free plan, so you can start sending email at no cost. Paid plans begin at $20/mo when you need higher limits or more features. Every figure comes straight from our maintained, dated dataset, verified on 2026-09-04.

How much does Zoho Books cost?

Zoho Books lists 5 plans, and its cheapest priced option is Standard at $20/mo. Pricing for accounting software is tiered, so your cost scales with your list. A free plan is available too. Every figure comes straight from our maintained, dated dataset, verified on 2026-09-04.

Is Zoho Books cheaper than the average accounting software tool?

The average entry price across the 6 accounting software tools we track is $23.33/mo per month. Zoho Books starts at $20/mo, which makes it cheaper than the accounting software average. Free plans and annual billing can change the real cost, so compare on your list size.

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