OnPay vs SurePayroll
Quick verdict
As of 2026-08-19, SurePayroll is the cheaper payroll software tool, starting at $39/mo versus OnPay at $49/mo. That's $10/mo less on the entry option. Neither offers a free plan. OnPay has 1 priced option; SurePayroll has 1 priced option. Figures come from our maintained, dated dataset, not a paid placement.
OnPay starts at $49/mo and has no free plan. SurePayroll starts at $39/mo and has no free plan.
OnPay's published priced options: See what you can get when you join the Partner Program. SurePayroll's published priced options: Nanny & Household Payroll.
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Against the $44/mo median entry price across the 4 tools we track, OnPay's $49/mo is 11% above and SurePayroll's $39/mo is 11% below. 0 of 4 payroll software tools include a free plan.
| OnPay | SurePayroll | |
|---|---|---|
| Starts at | $49/mo | $39/mo |
| Free plan | ✗ | ✗ |
| Priced options | 1 | 1 |
| Pricing model | Monthly base fee plus per-worker fee; stored tier price is the base fee only | Monthly payroll fee including one employee |
| Visit site | Visit site → | Visit site → |
Sources: onpay.com/payroll/software/accountants/pricing, verified · surepayroll.com/pricing, verified
OnPay — pros & cons
Pros
Cons
SurePayroll — pros & cons
Pros
Cons
Frequently asked questions
Is OnPay or SurePayroll cheaper?
SurePayroll is cheaper to start. OnPay begins at $49/mo and SurePayroll at $39/mo, a gap of $10/mo. Both usually bill less on an annual plan, so weigh yearly pricing before deciding. Every figure comes straight from our maintained, dated dataset, verified on 2026-08-19.
Does OnPay or SurePayroll have a free plan?
OnPay has no free plan and SurePayroll has no free plan. Neither is free, though both typically offer a limited free trial before you subscribe. Every figure comes straight from our maintained, dated dataset, verified on 2026-08-19. We source it from each vendor's own pricing page, not a paid placement.
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